For many, owning a home is a lifelong dream. To help you finance the purchase, construction or renovation of your home, Mauritius Housing Company (MHC) proposes a Home Loan.
Benefits of the loan
The MHC Home Loan has competitive interest rates and can finance up to 100% of the building costs. The repayment period can be up to 30 years, allowing you to manage your budget flexibly.
Until 30 June 2025, a repayment of 5% of the loan amount, up to a maximum of 500,000 rupees, can be offered to those contracting a loan to build or buy a home under the provisions of the Home Ownership Scheme.
Documentation and financial undertakings
To qualify for the loan, you must provide a number of important documents:
Birth certificate, identity card, marriage certificate (if applicable), proof of income (payslips, bank statements, etc.), property documents (title deed, building permit, etc.) and proof of address less than three months old - this can be one of the following documents: CEB, MT, CWA invoice, bank account statement or bank certificate.
Additional conditions
New clients can also open a PEL account and make a minimum deposit each month until the loan is repaid in full.
With MHC's Home Loan, you can achieve your property dream swiftly and in the best possible conditions. MHC will assist you in completing the steps towards the purchase of your new home, thus facilitating access to property under optimum conditions.
